http://sg.finance.yahoo.com/news/investing-vs-gambling-where-money-150813861.html
I was born in poverty, my dad died when I was 5 years, we lived on social welfare, for days we eat only plain rice with dark soya sauces sometimes with an egg.
In my earlier years I was asthmatic my parents often couldn't slept to take care of me, maybe these case my mom often vent her anger on me, I can't fault because my dad died younger she got to single handed brought up five children.
As result of hours and hours of cooking in our small rented one room HDB flat put a heavy toll on my family, my 3 sisters suffering from serious karmic illnesses too.
I slept in the alley
https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjXMUzn8hly2uvO6jyRQgptnDtrkAcRysbOU47jXNQk8tfyXzMz-OHBLaeHxJ6o-sL_zbx4-4h_5DZ8M7wDRz9-ur3hIg9SIkkouw5L2PJ7jDys6nl5DX3RWZ-fsf3RyhLnAogR_q6s2fFB/s400/IMG_3641-1.jpg http://theonlinecitizen.com/wp-content/uploads/2012/08/HDB-1-rm-flats.jpg of our one room rented flat for 20 over years, only after everybody slept at 11.30pm, then brought the cardboard out and went to the end of the alley.
The other part is open air, subjected to all weather conditions and wait up at 4 am to help my mother to run the food business.
Because our home there were, ten persons staying and virtually no place to sleep. The room was very hot as my mom needed to prepare the food to sell from the constant cooking and steaming.
My mom asked my 2nd sister to bring her four children come to our one room flat to stay, so that my younger brother can stay in her four room flat studied quietly for his exam.
My younger brother younger then me 6 years old and is a scholar.
Every morning I got to wake up at 4 am to cycle the food from Mattar Road to Sims Drive, with my bike on top of it and my mom behind, then I cycled to my school at Upper Aljunied Technical School.
Every week I got to bring my mom 3 days to the General Hospital for medical consultations. My mom was semi paralysed, she got to hang on my shoulder for support to go to the hospital.
I kept reading lots of inspiring books to get out of my sufferings. Often I went to the Library to borrow books, often from morning I read until the night. Through sheer hard work in reading thousands of investments and motivational books, I am able to fulfil my dream of travelling around the world.
Life was tough, after I reached school, I usually fell aslept in class being too tired. When said sec. 4 it was very depressing that even on my last day of my GCE '0' Level, when I study until 1pm in the morning, I got to wait up at 4 pm to help my mom the run the food stall.
I was totally exhausted fortunately, my classmte came to help me to cycle the food to the stall, I got 5 hours of exam. That years I got only 3 '0' Level despite the odds. My mom know she can't effort to send me further to study.
I was discouraged by the maths teacher, everytime when I asked him questions on maths he asked us to study on our own. So I dropped maths that year and took only 5 subject.
I fell into depression for half a year , later I picked myself up.
Two year later I retook the 3 subject Maths, Science and English I did not pass. I innovated a way to forecast the most likely questions that will come out. I pass all the 3 subjects which I retook. The chapter on probability which I was very interested on the chance on forecasting.
I didn't study further, until 1988 S'pore Press Holdings sponsored me the Nitec 2 course.
In my younger days I wished to travels the world, my investments in stocks fulfill my wishes. My colleague introduce me to the stock market in 1990.
I studied very hard and brought lots of books and do my homeworks, to read how the top investors or fund managers picked their stocks. Devised successfully my formula of picking the right stocks.
As a result I am able to work full time investing on and off.
Where to a person go if you want to find a plumber or doctor?
I often came across people who asked me for stocks tips.
It is difficult to predict the directions of market in short term.
Professionals have expenses if they kept provide free advice how they got to run their business?
I wonder if lawyers, doctors & fund managers & accountants etc, spent their times giving free advices or tips, how can they go run/improve their business in the long run.
Should those who want advice gave some form of secured compensations to those they kept asking for advices, if they feel they are good enough?
If they provide good compensation to the good fund manager will they not get the best advice and retire early?
What do you think if you are professionals people kept asking you for free tips?
If you gave them tips if they made, some will be very persistence kept follow you and asked you for tips.
Sometimes they kept pestering you for tips until you got to scold them.
Professionals spent much money acquiring knowledge, thousands of dollars buying books, doing homework and the time spent researching on the market.
Financial market can gave people financial freedom if they put enough effort. 12 years my works I usually work night shifts, so that in the morning I can monitor the markets, another 10 years I work full time investing.
Nowaday the world is oversupply with people got certificates, next time my sons I want to train him in investments, after china open, the world is oversupply with man power, with good knowledge in investments a person can retired early.
I hope to be in the market in my 20, but only 30 year old then one person help me to start trading in stocks, I read everything about stocks from then.
Now I don't give tips, if not many will asks me for tips, from my previous experiences. Some when tell them, they will tell you all sorts of reasons the stock no good.
To be update